Renters Insurance Mini-Series: Personal Belongings

A couple weeks ago we talked about owning and an owner-occupied rental dwelling. In that case, if you are the homeowner than your belongings will be covered under your homeowner's policy. However, if you are the tenant at this property,. . .



What is Umbrella Insurance?

"I have plenty of insurance" "That's why I hire you, to make sure I have enough coverage" "Shouldn't my current policy protect me?" "I'd never use that!" You would be surprised to find out how quickly you can exhaust your insurance limits. Especially now in. . .



Do you need flood insurance in Vermont?

If you are a homeowner, you have probably heard the trusty old flood insurance spiel whether it was from your insurance agent or from your mortgage company. “You need flood insurance” “My home could never be flooded” “You’re in a flood zone” “That’s impossible. The water has never even come. . .



Does my credit score impact my insurance rate?

Ahh… The credit score question. This can be a big deterrent for folks looking to get an insurance quote. Unfortunately, the answer is yes. However, there is a huge difference between an insurance company pulling your credit score and a mortgage company pulling it. Insurance companies have. . .