Do I Need Cyber Insurance?

For many people, they hear Cyber Insurance and think… “oh that must be for some sort of cyber-attack.” For many business owners, they think that a cyber-attack won’t happen to them because they don’t have a storefront business where they are processing credit cards and. . .



Homeowners: What is medical payments to others coverage?

HAPPY ALMOST THANKSGIVING! We are at the end of our in-depth homeowners coverage series. If you need to catch up and want to read the previous articles, click the links below: Dwelling Coverage Other Structures Personal Property Loss of Use Personal Liability This week we are covering medical. . .



What is Homeowners Liability Coverage?

As we wrap up our series on basic homeowners coverage, if you are in need of a review here are the links to our previous posts: What is loss of use? What is other structures coverage? What is personal property coverage? What is dwelling coverage? This. . .



Save On Your Insurance With Daylight Savings!

Who knew you could save money when you turn your clocks forward. It’s a pretty cool concept. You gain an hour of sleep, lose some daylight and potentially save some money. You’re probably wondering how this happens and what this has to do. . .



What is Loss of Use coverage on Home Insurance?

Your house was damaged in a fire and now its unlivable. What happens now? THIS IS WHAT YOUR HOMEOWNERS’ INSURANCE is for! Have you ever wondered what the “loss of use” line was for on your policy? Now you know. Loss of use, otherwise known. . .