Your house was damaged in a fire and now its unlivable. What happens now? THIS IS WHAT YOUR HOMEOWNERS’ INSURANCE is for! Have you ever wondered what the “loss of use” line was for on your policy? Now you know. Loss of use, otherwise known. . .
Another week, another coverage! So far, we have gone over Dwelling Coverage and Other Structures. This week, week we are going to dive into Personal Property Coverage! ALRIGHT… What is personal property coverage? This is ANYTHING that you own, such as; furniture, electronics, and clothing. Whether this is. . .
WHAT ARE OTHER STRUCTURES?? Other structures is any structure that is not attached to your dwelling, otherwise known as your home. These structures include but are not limited to: A Shed A Detached Garage A Barn A Gazebo Your detached structures on your property are generally covered by the same hazards or. . .
Dwelling coverage (Also referred to as Coverage A or Structure coverage depending on the policy or company) is easily the thing we discuss the most with our insureds. Mainly because determining the replacement value of the dwelling is one of the most. . .
This week we are breaking things down. Insurance is confusing, let us be honest about that. We do this day in and day out so for us, we get used to talking about all the insurance jargon and sometimes… we assume you. . .
Are you considering purchasing a duplex? Or maybe a multi-unit building? Or maybe even are considering adding an apartment to your current home? If so, there are some things you may want to know. There are many benefits to owning an owner-occupied. . .